Question 1

What is a rent-to-own car?

Accepted Answer

Rent-to-own is a flexible and accessible way to get behind the wheel of your dream car! You make regular weekly or fortnightly payments to use a quality vehicle, and at the end of your agreement, you have the option to own it for only a $1 fee. It's perfect for people who want to drive a reliable car without the large upfront deposit required by traditional car loans. With Pathway2Ownership, you can get approved quickly and start driving the same day!

Question 2

How is rent-to-own different from a car loan or lease?

Accepted Answer

Rent-to-own offers several advantages over traditional car loans:

• **Easy Approval**: We have more flexible approval criteria, making it accessible even if you have limited credit history or have been declined by banks

• **Low Upfront Costs**: Get on the road with minimal upfront costs - much lower than traditional car loan deposits

• **All-Inclusive Payments**: Your weekly payment can include registration, insurance, and servicing - one simple payment covers everything

• **Flexible Terms**: Weekly or fortnightly payments that fit your budget

• **Quick Approval**: Get approved in 60 minutes and drive away the same day

• **Path to Ownership**: Build your way to full ownership with every payment you make

Question 3

Do I own the car during the agreement?

Accepted Answer

While you don't legally own the car during the agreement, you have full use of the vehicle just like an owner would! You can drive it, maintain it, and enjoy all the benefits of having your own car. At the end of your agreement term, once all payments are made, you have the option to pay the final amount and take full ownership. Think of it as a clear path to ownership - every payment brings you closer to owning your car!

Question 4

What happens if I miss a payment?

Accepted Answer

We understand that life can be unpredictable! If you're having trouble making a payment, the most important thing is to contact us as soon as possible. We're here to help and can work with you to find a solution that works for your situation. We believe in supporting our customers through any challenges, so don't hesitate to reach out - we're committed to helping you succeed on your path to ownership.

Question 5

Can I pay out early or change cars?

Accepted Answer

Absolutely! We offer flexibility to suit your changing needs. If you want to pay out your agreement early, we can discuss options with you. Need a different car? We can help you upgrade or change vehicles - just contact us and we'll work together to find the best solution for you. Our goal is to make sure you're happy with your vehicle and your agreement.

Question 6

Are services, rego and insurance included?

Accepted Answer

Yes! One of the great benefits of rent-to-own is that many agreements include everything in one simple weekly payment:

• Vehicle Registration
• CTP (Compulsory Third Party) Insurance
• Comprehensive Insurance
• Scheduled Servicing
• Roadside Assist

This means no surprise bills - you know exactly what you're paying each week. Everything is clearly outlined in your agreement so there are no hidden costs. Just fuel and drive!

Question 7

Will you check my credit score? Can I apply with bad credit?

Accepted Answer

Yes, you can apply even with bad credit or limited credit history! While we may check your credit as part of the assessment, we don't rely solely on your credit score. We look at your ability to make regular payments, your income, and your commitment to the agreement. Many people who have been declined by banks have successfully gotten a car through our rent-to-own program. Don't let past credit issues stop you - contact us today and let's see how we can help you get on the road!

Question 8

What happens at the end of the term?

Accepted Answer

Congratulations - you're almost there! At the end of your agreement, if all payments have been made successfully, you simply pay the agreed final amount and the car is yours! You'll own it outright with no more payments. The final amount is clearly outlined in your agreement from day one, so you know exactly what to expect. Every payment you've made has been building toward this moment - full ownership of your vehicle!

Question 9

Can I use the car for business or rideshare?

Accepted Answer

Yes! Many of our customers use their vehicles for business purposes or rideshare work. We understand that your car is an important tool for earning income. When you contact us, just let us know your intended use and we can discuss the best agreement option for you. We're flexible and want to help you succeed, whether that's for personal use, business, or rideshare work.

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